Program Finder Eligibility for HDC-financed developments is based on household annual income, before taxes, and other criteria. Depending on your income and family size, you may qualify for one or more programs. HDC program guidelines provide the maximum allowable income for each program, it is the developer of the building that sets the minimum. Income is adjusted for family size. Income guidelines are based on how the Federal Department of Housing and Urban Development (HUD) calculates the City's Area Median Income, which is currently $79,200 for a family of four. Use the Program Finder to determine your eligibility for affordable housing programs; but bear in mind that each development has specific income requirements. At the time applications become available for a development, specific income guidelines will be provided in the listing for each project at the Now Renting and the Co-ops For Sale area of the web site. PLEASE NOTE: Every application is thoroughly checked and all assertions with regard to income and other necessary documentation are reviewed by the developer and HDC to ensure compliance with the applicable program. Tax returns and income are verified with the IRS. If either HDC or the developer notices any irregularities, the file is submitted to the City’s Department of Investigation for further investigation. It is a crime to falsify records or to misrepresent your income when applying for this City, State and/or Federally subsidized housing. Low-income Programs: Low-income Affordable Marketplace Program (LAMP) This program is for individuals or households with a combined annual income of up to 60% of AMI. The maximum incomes (adjusted for family size) are as follows: 60% of AMI $47,520 for a family of four $42,780 for a family of three $38,040 for a family of two $33,300 for an individual 80/20 Program, and  Mixed-Income Program These programs are for individuals or households with a combined annual income of up to 40% or 50% of AMI. The maximum incomes (adjusted for family size) are as follows: 40% of AMI $31,680 for a family of four $28,520 for a family of three $25,360 for a family of two $22,200 for an individual 50% of AMI $39,600 for a family of four $35,650 for a family of three $31,700 for a family of two $27,750 for an individual Moderate to Middle-Income Programs: New Housing Opportunities Program (New HOP), and Mixed-income Program, and Taxable 80/20, and Coop Housing Program These programs are for individuals or households with a combined annual income of up to 100%, or 130%, or 175% of AMI. The maximum incomes (adjusted for family size) are as follows: 100% of AMI $79,200 for a family of four $71,300 for a family of three $63,400 for a family of two $55,500 for an individual 130% of AMI $102,960 for a family of four $92,690 for a family of three $82,420 for a family of two $72,150 for an individual 175% of AMI $138,600 for a family of four $124,775 for a family of three $110,950 for a family of two $97,125 for an individual * The above information is provided as a general guide. Each listing will state the specific income requirements for each building.